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Is Plaid API down?

Current status, daily uptime history and troubleshooting for the Plaid API (Finance).

No, Plaid is up

Plaid answered our last daily check (Oct 24, 2026, 12:25 UTC) in 3013 ms with HTTP 200.

Checking Plaid now…

Sending a request from our server.

Plaid API uptime history

30 days agoLatest check
Uptime
2 checks so far
Last check
Oct 24, 2026, 12:25 UTC
Response
3013 ms · HTTP 200
Last up
Now

We check Plaid's listed URL (https://www.plaid.com/docs) once a day. History started when Plaid was first checked, so new entries show fewer than 30 days.

Plaid API not working for you?

  1. Plaid needs an API key. A 401 or 403 usually means a missing, expired or mis-sent credential: check whether it belongs in a header or the query string.
  2. A 429 response means you're being rate-limited. Slow down, cache responses, and respect any Retry-After header.
  3. If calls fail only in the browser with a CORS error, Plaid may not allow cross-origin requests. Call it from your server instead.
  4. If it works from one network but not another, check firewalls, VPNs and regional blocks.
  5. Check the provider's documentation, status page or social accounts for planned maintenance or a changed endpoint.

Finance APIs up at their last check

  1. 1Econdb logo

    Econdb API

    Online · 802 ms

    Download economic and shipping data using Python.

    • No API key needed
    • Returns JSON at its URL
    • Callable from the browser (CORS)
    • HTTPS
    No authHTTPSCORS
  2. 2Helium logo

    Helium API

    Online · 377 ms

    News with media bias scoring, balanced news synthesis, live market data, AI options pricing.

    • No API key needed
    • Fast: 377 ms response
    • Callable from the browser (CORS)
    • HTTPS
    No authHTTPSCORS
  3. 3Banking Access Index logo

    Banking Access Index API

    Online · 840 ms

    Which US business banking providers accept founders by country of residence, with sources.

    • No API key needed
    • Callable from the browser (CORS)
    • HTTPS
    No authHTTPSCORS
  4. 4Brainy Prices logo

    Brainy Prices API

    Online · 520 ms

    UAE living costs: KHDA fees, DLD rents, fuel, utilities, telecom and relocation, with dated sources.

    • No API key needed
    • Callable from the browser (CORS)
    • HTTPS
    No authHTTPSCORS
  5. 5CardBinCheck logo

    CardBinCheck API

    Online · 822 ms

    Card BIN/IIN lookup: network, issuer, country and card type for the first 6-8 digits.

    • No API key needed
    • Callable from the browser (CORS)
    • HTTPS
    No authHTTPSCORS

Compare all Plaid alternatives · APIs down right now

Plaid API status FAQ

Is Plaid API down right now?

Plaid answered our last daily check (Oct 24, 2026, 12:25 UTC) in 3013 ms with HTTP 200. This page also runs a live check from our server when you open it, so you can see whether Plaid is responding at this moment.

How do you check whether Plaid API is up?

Once a day our checker requests Plaid's listed URL (https://www.plaid.com/docs) and records whether it answers within 15 seconds. Answers like 401 (needs a key), 403 (blocks bots) or 429 (rate-limited) count as up, because the server responded. The listed URL is often the documentation page, so an API endpoint can occasionally fail while its docs stay up.

What can I use if Plaid API is down?

Free Finance APIs that were up at their last check include Econdb, Helium, Banking Access Index. See the full list of Plaid alternatives for a comparison.

Why does Plaid API work for others but not for me?

Plaid needs an API key. A 401 or 403 usually means a missing, expired or mis-sent credential: check whether it belongs in a header or the query string. A 429 response means you're being rate-limited. Slow down, cache responses, and respect any Retry-After header. If calls fail only in the browser with a CORS error, Plaid may not allow cross-origin requests. Call it from your server instead.